Regina Wachira
Phone: +230
- Location:
- Mauritius
- Sector:
- Climate Change & Environment
- Profile Created:
- 4 weeks ago
About me
Growing up in a marginalized community, I have always been drawn to initiatives that transform lives by addressing systemic barriers. While my current career as a Credit Analyst focuses on enhancing financial inclusivity for individuals and businesses, I recognize that financial systems often leave behind those without access or privilege. This realization has fueled my passion to contribute to organizations that provide transformative opportunities to underserved communities.
Skills
Education
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Glassgow Caledonian University 2021 - 2023
BA Hons Business Management
I have completed BA Hons in Business Management at the Glassgow Caledonian University in partnership with the African Leadership College, Mauritius.
Experience
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Cim Finance 2024 - Present
credit Risk Analayst
Conduct a thorough analysis of the financial statements, client's credit payment history, assets, liabilities, and earnings history to determine their creditworthiness resulting in a 20% reduction of defaultive applications. Review credit limits of 100+ new and existing customers monthly to ensure compliance with company and internal risk policies while reducing potential default risk by identifying patterns in payment behaviours. Make recommendations about increasing, adjusting, extending, or closing lines of credit (loans and leasing) within acceptable risk leading to the successful closure of underperforming credit lines and improved overall portfolio profitability. Process and verify 95% of insurance-related and KYC documents within strict deadlines, ensuring accuracy and adherence to regulatory requirements. Collaborate with risk and compliance teams to enhance anti-money laundering (AML) protocols, resulting in a 15% increase in the accuracy of suspicious activity reports (SARs) and regulatory compliance. Pioneer the use of social analysis tools (Perfios) to map relationships between fraudulent accounts, leading to a 28% improvement in early fraud detection rates. Champion the growth of digital lending products (Mo-Pay), and implement targeted customer outreach strategies that boosted digital loan uptake by 30%. Prepare payments for over 100 merchants daily ensuring 100% on-time payment processing.
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Netis Group 2022 - 2024
Junior AP Accountant
Processed AP and AR invoices, reconciling 200+ invoices monthly to maintain vendor and customer satisfaction. Prepared financial statements that were compliant with IFRS, ensuring accuracy for external audits and internal reviews. Assist in internal and audit procedures to promote accuracy by 99%.
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Netis Group 2022 - 2022
HR and Accounting Intern
Participation in the end-month closing contributing to the preparation of 100+ reports annually. Reconciled bank statements monthly, identifying and resolving discrepancies within 48 hours on average. Conducted onboarding and compliance training for 5+ new interns quarterly, achieving a 90% compliance rate. Maintain and manage employees' platforms for leaves, breaks and internal hiring platforms. Scheduled interviews. Headhunting and scheduling interviews for interns and drafting contracts and other employment materials.